Buying property, expanding a business, or handling large expenses becomes easier when you have the right financial support. This is where mortgage loans come into the picture. A mortgage loan allows you to unlock the value of your property by pledging it to a lender in exchange for a loan.

At Loans99, we help you get the best mortgage loan deals in Hyderabad through leading banks, NBFCs, and fintech lenders, offering transparent guidance, doorstep service, and zero charges to customers.

What is a Mortgage Loan?

A mortgage loan, also known as a Loan Against Property (LAP), is a secured loan offered by banks and financial institutions where an individual or business pledges a residential, commercial, or industrial property to borrow money. Unlike a Personal Loan which is unsecured, LAP provides higher loan amounts, lower interest rates, and longer repayment periods.

Why Choose Mortgage Loans in Hyderabad?

Hyderabad’s booming real-estate market, strong IT hub, and increasing property valuation make mortgage loans more accessible and advantageous. Whether you want funds for business expansion, education, debt consolidation, or medical needs, LAP provides high-value funding with attractive rates.

Key Benefits

• Loan amounts up to 80% of property value
• Lower interest rates than unsecured loans
• Long tenure of up to 15–20 years
• Doorstep documentation & faster approvals
• Available against residential, commercial & industrial properties
   

Types of Mortgage Loans Available in Hyderabad

Mortgage loans come in different categories based on property type and borrower need.

1 Residential Mortgage Loans

These loans are offered against self-occupied or rented residential property. Best for personal or business funding.

2 Commercial Mortgage Loans

You can get a loan against shops, offices, schools, warehouses, hospitals, showrooms, etc.

If you are specifically looking for commercial property loan or LAP, explore: Loan against property in Hyderabad.

3 Loan Against Rented Property

For property owners earning rental income, lenders offer LAP based on rental returns + property value.

Mortgage Loan Eligibility in Hyderabad

Eligibility depends on profile and property value. Major criteria include:

If you don’t qualify for LAP, you can explore Business Loan for secured funding.

Documents Required for Mortgage Loans
 

For Salaried

• PAN, Aadhaar, ID & Address Proof
• Salary slips (last 3–6 months)
• Bank statements (6–12 months)
• Property documents & valuation report
   

For Self-Employed

• Business registration documents
• ITR (last 2–3 years)
• Financial statements
• Bank statements
• Property papers
   

Latest Mortgage Loan Interest Rates in Hyderabad

Interest rates vary based on borrower profile, income stability, property valuation, and lender type.

Want to check other loan rates? Explore our current offers on: Home Loan Services
| Car Loan in Hyderabad  | Loan Balance Transfer

How to Apply for Mortgage Loans in Hyderabad (Step-by-Step)

1. Share basic details & property info
2. Lender shortlisting by Loans99
3. Document pickup from your doorstep
4. Verification & property valuation
5. Approval, sanction letter & agreement
6. Final disbursement of funds

Why Choose Loans99 for Mortgage Loans in Hyderabad?

With 20+ years of combined industry experience, Loans99 works as a direct selling agent (DSA) for multiple banks, NBFCs, and fintech companies. We ensure customers get unbiased advice and the best offers.

Our Advantages

•  Unbiased loan comparison
•  Multiple bank & NBFC tie-ups
•  Doorstep documentation support
•  Online + offline process
•  Pan-India operations
•  No fees or charges payable to us
•  Transparent guidance with zero disturbance to customers

FAQs on Mortgage Loans in Hyderabad

1. How much loan can I get against my property?

You can get up to 80% of property value, depending on income and valuation.

2. Can I mortgage commercial property?

Yes, shops, offices, warehouses, schools & hospitals can be mortgaged.

3. What is the minimum CIBIL score for LAP?

A score of 650+ helps you get better rates.

4. Can I transfer my existing LAP loan to another bank?

Yes, you can request a loan balance transfer to reduce interest rates.

5. Do I need to pay any commission or fees to Loans99?

No. Loans99 does not charge any fees from customers.

Get Mortgage Loans Easily in Hyderabad

Need funds for business or personal needs? Use your property smartly.

Contact Loans99 today for the best mortgage loan offers and transparent service.

Loans99 – Simple, Trusted, and Hassle-Free Loans.